A: Yes, all insurers will have a policy of liability insurance cover for personal injury claims. If you have been injured at a property insured by the insurer while on the premises or using any equipment within it, they will indemnify you against your claim under their policy. They may even pay out to compensate if the claimant has suffered no loss whatsoever (e.g., if he/she is not awarded damages).
Q: How do I file an insurance claim?
A: You need to inform all relevant parties of your intention to make a claim with regard to your injuries and contact them about what measures are required in order for them meet that obligation. Once everyone has agreed that this is necessary then go ahead with making that application as soon as possible after the incident occurs so that there is time available before any defence action becomes active (which can take place immediately following detection). It’s important for you to act swiftly because once recovery costs commence they can be substantial and based on estimates made by solicitors who often only become involved when presented with court proceedings or self-representation applications years after an accident occurred; having stated initially how much recovery would cost etcetera without actually doing anything but waiting makes meeting those costs very difficult indeed unless several years pass between settlement offers being made and action taken.