Stanford Law School. I know, right? The school is in Palo Alto, California and the surrounding area has a lot of wealth. Most graduates go on to lucrative jobs at huge law firms or become high-profile government officials. But why are Stanford students so well-paid when other schools are struggling with student loan debt? It’s because they have access to an exclusive program that allows them to take out massive loans that pay grads more than any other program in the country. Being admitted into this elite class gives you a head start against your classmates who aren’t able to get into it, making you much more likely to receive an award for top grades even if you don’t do as well academically.